The Midway Personal Loan stands out for its ease of use: you can request up to R$17,000.00 to achieve your goals, pay off debts, or bring that project to life. One of its highlights is the fixed interest rate, in addition to the possibility of having up to 90 days of grace period before the first payment. With online application through the app, the process is practical and accessible.

How to apply for a Midway Personal Loan

1. Download the Midway app on your smartphone.
2. In the Loans menu, select the “Personal Loan” option.
3. Enter the desired amount, choose the term and the due date for the installments.
4. Choose whether or not to include financial protection insurance.
5. Review and accept the terms and complete the purchase digitally.

Main advantages

The main attraction is the ease: no collateral analysis required, and interest rates are known from the start. This way, you know exactly how much you will pay.

The application process is digital, fast, and secure, making access to credit much more accessible for those with a good credit history who need funds quickly.

Points to consider

Credit analysis can be a point of attention: if there is no pre-approved limit, the customer needs to wait a few days before trying again.

Despite the advantages, it's necessary to pay attention to the CET (Total Effective Cost), which can vary depending on individual analysis, so always compare before signing a contract.

Final verdict

The Midway Personal Loan is ideal for those seeking convenience, fast credit, and no red tape. It's a great choice for existing Riachuelo customers or those with a Midway account, provided they pay attention to the credit analysis and applicable fees. Run a simulation in the app and see for yourself.