FlexSalary provides an Instant Personal Line of Credit up to ₹3 lakh for salaried individuals in India. FlexSalary is a loan offering from Vivifi India Finance Pvt. Ltd., (N-09.00447), a non-banking financial company registered with the RBI. Here is a small example of how the FlexSalary personal loan product works: Loan amount: ₹ 50,000 One-time Processing fee: ₹ 1,000 (charged at 1st withdrawal) Annual Interest rate: 29% Tenure: 36 months Annual percentage rate (APR): 31.16% Flexible Monthly Instalments, Minimum payable is ₹2054 A total amount of ₹ 74,872 to be paid at the end of 36 months FlexSalary offers an instant cash loan against your salary anytime. It’s a fast flexible personal loan with no fixed EMI. You can repay your loan in flexible EMIs. Our fast approval process is completely online & paperless. Apply online & get fast cash loan approval in a few hours if you perform Net Banking Verification while applying for our loan. Salary Advance Loan from FlexSalary can quickly fulfil your emergency cash needs. You don’t have to wait for days to get your instant personal loan approved. So, to get a salary advance loan online for urgent cash needs, apply online for money through FlexSalary Instant Loan App Below are the applicable fees and charges for using FlexSalary Annual Interest Rate ranges from 18% to 36%; One time processing fee of ₹ 0 to ₹ 1,250 will be charged at 1st withdrawal; Conditional interest ranges from 0% to 1.75% per month; APR ranges between 18% and maximum of 36%; Loan Tenure is 10 to 36 months; ZERO Late Fee; ZERO Bounce cheque fees; ZERO Prepayment penalty. If you meet our simple loan eligibility criteria, you will get instant loan approval to use Flexsalary credit line. You can transfer required loan to your bank account on the same day. Repay in flexible tenure. FlexSalary aims to be one of the most user-friendly Fast Personal loan apps in India. Why Should You Choose FlexSalary for an Instant Online Loan? • 100% quick, easy, secured online loan application • Instant loan approval with minimal documents • Affordable interest rates • High loan approval rate • One-time approval, anytime cash • Multiple withdrawals • Pay interest only on used money. To be eligible for a FlexSalary instant cash loan you must be: • an Indian Citizen • having a minimum salary of ₹4,000 • above the age of 21 Documents Required to Apply for our Flexible Personal Loan • Identity Proof (Aadhaar/Driver’s License/Passport/Voter ID) • PAN card • Address Proof (Driving License/Utility Bills/Aadhaar/Passport/Bank Statements/Voter ID) • Net banking verification for validating your income 24x7 Instant Loans- Apply for collateral free quick loan for urgent cash needs No Paperwork Required-Upload required documents online without any hassle Operational States FlexSalary offers fast loan services across all states in India. You can apply online for a quick cash loan through our mobile app or www.flexsalary.com How to Apply for an Instant Approval Personal Loan Online 1. Download our App 2. Create an Account 3. Submit the required documents As soon as your salary advance loan is approved, you can transfer funds your bank account quickly. Safety&Security FlexSalary- is completely safe & secure. Information you share is encrypted & only used to verify your application. We do not share your data with any third parties. *The APR shown in the above example is based on an indicative payment schedule shared as part of loan agreement. Customers have full flexibility to either follow the indicative schedule or make multiple withdrawals and payments at their discretion, including the ability to pay off the entire outstanding balance without any prepayment penalty. Queries? Mail: kushi@flexsalary.com , Call: +91-40-4617-5151 Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana- 500008

FlexSalary Instant Loan App provides a quick and convenient option for salaried individuals needing instant credit. However, its high-interest rates and processing fees warrant careful consideration before applying.