OneMain
OneMain offers a solid app for managing personal loans, but its higher APRs may not suit everyone.
- Price
- Free
- Downloads
- N/A
- Age
- 4+
- Category
- finance
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About this app
OneMain's app allows you to manage personal loans efficiently, featuring payment options, VantageScore monitoring, and spending tracking.
Availability and pricing may change. We may earn a commission when you install through our links.
Expert Review
If you're looking for a way to manage your personal loans, the OneMain app provides essential features like on-the-go payments and AutoPay. However, be aware that the maximum APR of 35.99% can be burdensome for some users, especially when compared to competitors like SoFi, which may offer lower rates for qualified borrowers.
The app also includes tools to help you monitor your VantageScore and track spending via Trim, which can be helpful for budgeting. Yet, eligibility for larger loan amounts may require collateral, such as a vehicle, which could complicate access for some potential borrowers.
Overall, while OneMain's app is user-friendly and offers features, its higher rates may limit appeal for those looking for the best financial options. For users who intend to borrow larger amounts or seek lower APRs, exploring alternatives like Upstart or personal loans from credit unions could yield better results.
What Users Say
Users appreciate the app's convenience but express concerns over high interest rates and approval difficulties.
