Unayo is Standard Bank's platform for digital onboarding and account creation for various user groups, allowing easy access to transactions.

Last checked on July 26, 2026. We may earn a commission when you click through.

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Unayo offers a digital onboarding experience, perfect for individuals needing quick access to banking services. However, the tiered fees for EFT to other banks may deter users seeking completely free options.

✓ Easy digital onboarding process ✓ Free inter-account transfers ✓ Bulk money sending available
Unayo
Android Standard Bank / Stanbic Bank

Unayo

Unayo offers a digital onboarding experience, perfect for individuals needing quick access to banking services. However, the tiered fees for EFT to other banks may deter users seeking completely free options.

4.1
Price
Free
Downloads
100,000+
Age
4+
Category
finance
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About this app

Unayo is Standard Bank's platform for digital onboarding and account creation for various user groups, allowing easy access to transactions.

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Expert Review

Unayo simplifies the account creation process, ccessible for citizens and foreign nationals. The app's user interface is intuitive, guiding you through the onboarding steps smoothly. With a 4.1 rating and over 100,000 downloads, it has gained a solid user base.

The free features include inter-account transfers and cash-ins, but users should be aware of tiered fees for EFT transactions to other banks. Depending on your usage, these fees could add up. Customer service experiences have been mixed, with some users praising quick responses, while others report delays.

It's crucial to have all your documentation ready to avoid frustration during verification. Ultimately, Unayo is a strong option for those needing quick access to banking services, but carefully consider the costs associated with EFTs to other banks. Check out the official site for more details on fees and services.

What Users Say

4.1

Users appreciate the seamless onboarding but have mixed feelings about the fees for transactions outside Standard Bank.

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